Really easy to use, well explained. Didn't have any accidents so didn't need to use it but knew it was there to cover the £2000 excess on my hire vehicle. 2nd time using them. Highly recommended.
Reviewed by Tejash Patel 19th May 2025
Quick & Easy Van Excess Insurance. Loads cheaper than purchasing from the Rental Company on the day!
Reviewed by Andy W 19th May 2025
asimple to book. Didn't use it really but was good to know it was there and far cheaper.
Reviewed Anonymous 19th May 2025
Prompt service, fortunately never had to claim, but gave peace of mind.
Easy to purchase for a decent price. Fortunately, I didn't need to avail myself of any services but it was reassuring to know that I was covered.
Reviewed by Paul Curtis 19th May 2025
Reasonably priced and good customer service. Easy to use for extending and modifying.
Reviewed by Si 18th May 2025
Easy to use, good price. Did not have to claim on this insurance so not sure how this part of the service is provided.
Reviewed by Christine Smith 18th May 2025
Easy to purchase and a reasonable price. Fortunately not yet had to make a claim, do cannot comment on that
Reviewed Anonymous 18th May 2025
Easy to set up and get excess insurance and for the sake of a small premium it brings peace of mind because the excess on hire insurance can be up to £1000
Reviewed Anonymous 17th May 2025
Not needed to use service yet.
Reviewed by Stewart McManus 17th May 2025
*Based upon the average cost of a single trip policy for a 14 day hire period compared with the average non-promotional online price of excess waivers charged by leading hire companies for hiring a compact family car for a period of 14 days commencing on 10 May 2022 to be collected from Madrid Airport. Prices accurate as at 25th March 2022. Representative price saving only, actual prices and savings may vary. Policy covers excess payments only and it is not a full motor insurance policy.
We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.
You have a choice of either UK & Europe cover or Worldwide cover.
We offer short term cover for a one-off trip or an annual cover for multiple trips.
Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.
The cover includes damage to the tyres, windscreen, all auto glass, undercarriage, misfuelling and towing costs of the rental vehicle.
Include up to 4 close family members who live with you permanently, they will benefit from the same level of cover when renting a car (only applies to Annual Cover)
Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.
Choose the Worldwide+ cover to include $50,000 increased excess reimbursement cover in USA and Canada
We include up to £300 of cover for your personal possessions stolen from your rental vehicle
1. AT THE CAR HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”
2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS
3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.
4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.
5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.
6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.
7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.
8. COMPLETE OUR CLAIMS FORM AND SUBMIT
We’ll email you your documents within seconds, and that’s it, you’re all set for your trip
With 100 years of experience, American International Group, Inc is a leading global insurance organisation serving customers in 80+ countries. American International Group UK Ltd is a member of the AIG group.
Our brand has a strong reputation. We listen to our customers feedback and constantly work on improving service.