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Car Hire Excess

  • Buy online prior to collecting hire car, documents sent by email
  • Covers Windscreens, Tyres and Undercarriage
  • Up to £7,000 Excess Reimbursement (during the term of the policy)
  • Optional $50,000 Excess Upgrade for USA & Canada
  • Up to £1,000 Towing Costs
  • Up to £7,000 Administration Charges
  • Up to £10,000 Personal Accident
  • Up to £300 Baggage Cover
  • Up to £500 Key Cover
  • Up to £500 Misfueling
  • Up to £300 Curtailment of Rental
  • Up to £300 Drop Off Charges
  • Up to £1,000 Road Rage & Car Jacking Cover
  • Up to 180 days cover per rental when you purchase daily cover
  • Up to 62 days cover per rental agreement for annual policies
  • Cover includes rentals in the UK (No minimum distance)
  • Drivers aged 21 - 84
  • Cars and 4x4 Vehicles
  • Underwritten by Catlin Insurance Company (UK) Ltd.

Key Policy Exclusions:

  • Motor homes, trailers or caravans, vans, trucks, pickups, non-passenger carrying vehicles, motorcycles, mopeds, recreational or off-road vehicles (such as ATV's or Dune Buggies)
  • Vehicles with more than 9 seats
  • Vehicles with a purchase value of over £65,000 or currency equivalent
  • Operation of the vehicle in violation of the terms of the rental agreement
  • Driving off the Public Highway, including Safaris
  • Supplemental Liability Insurance ('SLI') NOT included
  • Bodily injury and property damage to a third party (ensure you have hire car company's SLI / ALI)
  • Non-UK Residents may not take out our insurance (Channel Islands and Isle of Man residents not permitted)

View Policy Wording for more information

Reducemyexcess logo

15% off in our Sale

In the final page of the purchase process, use the exclusive voucher code GY95LPT for 15% off your purchase of car hire excess insurance. Terms and Conditions apply

Get an Instant Quote
What type of cover do you need?  
Daily Cover
From £2.36/day
Annual Cover
(up to 31 days)
From £40.81
Annual Cover
(up to 62 days)
From £64.43
Where do you travel?  
inc. US & Canada
ReduceMyExcess Promotion - Terms & Conditions

Get a 15% discount when you use the exclusive promotional code of 'GY95LPT' before 31/05/2017.

  1. This promotion is only available to customers who purchase Car Hire Excess Insurance online during the promotional period.
  2. The Promotional code is only available to new customers who have not previously had a ReduceMyExcess policy.
  3. The promotional period will run from 5th April 2017 00:00 BST to 31st August 2017 23:59 BST.
  4. Customers who make a qualifying purchase will be entitled to receive a 15% discount against the original premium payable inclusive of Insurance Premium Tax.
  5. The Promotional Code must be applied at the time of purchase before payment is made.
  6. Any return of premium for cancellation will have the same reduction of 15% applied before the return premium is paid.
  7. Any additional premium paid by the customer will have the same discount of 15% applied if the voucher is still valid.
  8. This promotion is not available in conjunction with any other promotion or offer.
  9. For users of cashback sites, such as and, cashback will not be paid in conjunction with this offer.
  10. A quotation does not guarantee acceptance and your insurance application is subject to normal underwriting rules. We reserve the right to decline your application for insurance.
  11. We reserve the right to withdraw this promotion at any time.
What is Car Hire Excess Insurance?

When you hire a car in the UK or abroad, CDW (Collision Damage Waiver), Theft and Third Party Liability are normally included in the rental price.

However, car rental companies will usually charge the hirer an excess for any claims that arise from loss or damage to the rental vehicle, which can be anything from €100 to over €2,000!

Under this insurance excess is defined as the amount for which the insured person is held responsible under the terms of the car rental agreement as a result of the physical loss of or damage to the rental vehicle, including fire, vandalism, theft and loss of use.

So if you have an accident, the vehicle is stolen, or damaged, you may have to pay this excess amount to the car rental company.

Does the policy cover damage to the Under body, Windscreen or Tyres?

Even if there are certain elements that are specifically excluded under the car rental agreement such as windscreen, tyres or the under body this policy will pay for the amount for which the insured person is held responsible up to the limits shown in the policy.

About ReduceMyExcess

If your rental car is damaged, lost, or stolen during the rental period, our insurance will provide reimbursement of any excess charge you are obliged to pay under the terms of your car rental agreement up to a maximum of $50,000.

We cover individual car rental agreements up to 180 days, or annual multi-rental cover with a 62 day limit per car rental agreement.

Available for Europe or Worldwide. UK cover is automatically included. Cover from as little as £9.44.

Purchasing car hire excess cover has never been so easy!

  1. Complete our Quick Quote form
  2. Pay your premium securely by credit or debit card
  3. That's it - you're covered!
Your Right to Cancel within 14 Days

We hope you are happy with the cover your Eversure Car Hire Excess Insurance provides. However, if you decide that for any reason, this policy does not meet your requirements you may be eligible to cancel, but only if it is an annual policy or a policy for period of 31 days or more. Please visit Your Right to Cancel for more details of how to cancel your policy and our eligibility terms and conditions.