Customer service: 01483 347322
Lines open Mon-Fri 9am-5.30pm
Get an Instant Quote
What type of cover do you need?  
Daily Cover
From £2.36/day
Annual Cover
(up to 31 days)
From £40.81
Annual Cover
(up to 62 days)
From £64.43
Where are you going?  
inc. US & Canada

Please note, we unable to provide cover if you have already collected your rental vehicle

15% off in our Autumn Sale

Holidays are an expensive business, and we're all about saving you money here at ReduceMyExcess. In the final page of the purchase process, use the exclusive voucher code GY95LPT to receive 15% off your purchase of car hire excess insurance. Terms and Conditions apply

Five Star Feefo

We're really proud to be able to say that our customers have rated us Five stars in their independently collected service reviews. Click the Feefo logo or the review tab at the top to take a look at what people are saying about us.

Key Policy Features:
  • Loss of use is covered by our policy
  • Additional Drivers named on the rental
    agreement covered automatically
  • Drivers aged 21 - 84
  • Add up to four people living at your address to an annual policy who can also hire independently (but not concurrently)
  • Buy online before collecting hire car, and your documents will be sent via email
  • Covers Windscreens, Tyres and Undercarriage
  • Cover includes rentals in the UK
  • Up to £7,000 cover (during the term of the policy)
  • Optional $50,000 Upgrade for USA & Canada available
  • Up to 180 days cover per rental when you
    purchase daily cover
  • Cars and 4x4 Vehicles up to 9 seats (inc. driver)
  • Vehicles with a purchase value of up to £65,000
Key Policy Exclusions:
  • Motor homes, trailers or caravans, vans, trucks, pickups, non-passenger carrying vehicles, motorcycles, mopeds, recreational or off-road vehicles (such as ATV's or Dune Buggies)
  • Driving off the Public Highway, including Safaris
  • Supplemental Liability Insurance ('SLI') NOT included
  • Bodily injury and property damage to a third party (ensure you have hire car company's SLI / ALI)
  • Non-UK Residents may not take out our insurance (Channel Islands and Isle of Man residents not permitted)

View Policy Wording for more information

What is Car Hire Excess Insurance?

What is car hire excess insurance?

When you hire a car in the UK or abroad, car rental companies will usually charge the hirer an excess for any claims that arise from loss or damage to the rental vehicle, which can be anything from €100 to over €2,000!

So if you have an accident, the vehicle is stolen, or damaged, you may have to pay this excess amount to the car rental company.

Under this insurance, excess is defined as the amount for which the insured person is held responsible under the terms of the car rental agreement as a result of the physical loss of or damage to the rental vehicle, including fire, vandalism, theft and loss of use.

When you hire a car in the UK or abroad, CDW (Collision Damage Waiver), Theft and Third Party Liability are normally included in the rental price.

Additional Cover Limits
  • Up to £1,000 Towing Costs
  • Up to £7,000 Administration Charges
  • Up to £10,000 Personal Accident
  • Up to £300 Baggage Cover
  • Up to £500 Key Cover
  • Up to £500 Misfueling
  • Up to £300 Curtailment of Rental
  • Up to £300 Drop Off Charges
  • Up to £1,000 Road Rage & Car Jacking Cover
ReduceMyExcess Promotion - Terms & Conditions

Get a 15% discount when you use the exclusive promotional code of 'GY95LPT' before 31/10/2017.

  1. This promotion is only available to customers who purchase Car Hire Excess Insurance online during the promotional period.
  2. The Promotional code is only available to new customers who have not previously had a ReduceMyExcess policy.
  3. The promotional period will run from 5th April 2017 00:00 BST to 31st October 2017 23:59 BST.
  4. Customers who make a qualifying purchase will be entitled to receive a 15% discount against the original premium payable inclusive of Insurance Premium Tax.
  5. The Promotional Code must be applied at the time of purchase before payment is made.
  6. Any return of premium for cancellation will have the same reduction of 15% applied before the return premium is paid.
  7. Any additional premium paid by the customer will have the same discount of 15% applied if the voucher is still valid.
  8. This promotion is not available in conjunction with any other promotion or offer.
  9. For users of cashback sites, such as and, cashback will not be paid in conjunction with this offer.
  10. A quotation does not guarantee acceptance and your insurance application is subject to normal underwriting rules. We reserve the right to decline your application for insurance.
  11. We reserve the right to withdraw this promotion at any time.
Your Right to Cancel within 14 Days

We hope you are happy with the cover your Eversure Car Hire Excess Insurance provides. However, if you decide that for any reason, this policy does not meet your requirements you may be eligible to cancel, but only if it is an annual policy or a policy for period of 31 days or more. Please visit Your Right to Cancel for more details of how to cancel your policy and our eligibility terms and conditions.