Van Hire Excess Insurance

A policy designed to drive down the cost of your van hire.
Excess insurance is stand-alone cover that reimburses you money for damages you caused to your rental vehicle.
Van Cover
From £4.86 a day*
* Price shown applies to cover in the UK
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EU Residents
Visit our EU website Cover4Rentals
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Looking for car hire excess insurance?
Which Best Buy Car Hire Excess Insurance September 2025
Named a ‘Best Buy’ insurer by Which? for two years running

What is Van Hire Excess Insurance?

Whenever you hire a van, much like a car, the vehicle will include comprehensive insurance with third party liability and theft. What you won’t get, is a zero excess on damage you cause during the hire period. Usually for a van hire, this excess could be up to £1500 which you’d have to pay regardless of circumstances – our excess policy will reimburse the costs you incur as a result damage you cause.

Why do I need Van Hire Excess Insurance?

Every so often, hiring a van is the way to go. Whether you’re moving to a new house, or heading to the recycling centre – our van hire excess insurance will provide you with the protection you need. Our van hire excess will cover you anywhere in the UK and as with our other policies will include cover for tyres, windscreens, under-carriage and chassis. Our policy is perfect for single hire periods - offering you up to 30 days worth of protections, plenty of time for you to get what to need to do done. With our great 10% off introductory offer, our van hire excess insurance is available from as little as £4.86 per day.

As seen in: The logo of the Guardian newspaper, who featured our car hire excess insurance policies in several articles The logo of the publication Money, who featured ReduceMyExcess reimbursement insurance for car hire policies in their articles The logo of Channel 4 who included us and our hire car excess insurance in one of their programs The logo for This Is Money, who detailed the benefits of taking out a car hire excess insurance policy from ReduceMyExcess The logo of the Telegraph newspaper who featured ReduceMyExcess and our excess insurance for car hire product The logo of the Times newspaper, who included us in articles around hiring a car and saving money with car hire excess insurance The logo of the Express newspaper

Van Hire Excess Policy Benefits

No excess

We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.

High excess limit

Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.

Tyres, windscreen & undercarriage

The cover includes damage to the tyres, windscreens, undercarriage, misfuelling and towing costs of the rental vehicle.

Additional Drivers

Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.

How Does Van Hire Excess Insurance Work?

1. AT THE VAN HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”

2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS

3. COLLECT YOUR VAN NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.

4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.

5. RETURN THE VAN CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.

6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.

7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.

8. COMPLETE OUR CLAIMS FORM AND SUBMIT