Easy and straight forward process
Reviewed Anonymous 17th October 2025
All seemed very easy to do
Reviewed Anonymous 16th October 2025
Easy to use and good value for money
Reviewed by Keith Davidson 16th October 2025
Very easy and straightforward to take out an annual policy and I was pleased with the price which was better than my previous provider,
easy to navigate and helpful
Very easy to use and saved me £70
Reviewed by Mark Herity 16th October 2025
Simple to use and quick Big saving on cost from the main hiring firms Excellent!
Have yet to make a claim thank god but purchasing my policy was quick and easy.
Reviewed Anonymous 15th October 2025
Easy way to get your excess insurance paid
Very easy to take out a policy and have piece of mind I was going to be hit with a unexpected charge when I returned the car.
Reviewed by Peter Brooks 15th October 2025
Clear, easy to use, considerably cheaper than the insurance offered through hire car company, no dramas at all.
Reviewed by Jake Ford 14th October 2025
Used this company/product before. Excellent cover, great value and really user friendly website booking experience.
Reviewed by Richard Edwards 14th October 2025
Very easy to use website and made everything simple. Great price too.
Reviewed by Thomas Williams 14th October 2025
Very easy. All good.
Reviewed by Kevin Wright 14th October 2025
*Based upon the average cost of a single trip policy for a 14 day hire period compared with the average non-promotional online price of excess waivers charged by leading hire companies for hiring a compact family car for a period of 14 days commencing on 10 May 2022 to be collected from Madrid Airport. Prices accurate as at 25th March 2022. Representative price saving only, actual prices and savings may vary. Policy covers excess payments only and it is not a full motor insurance policy.
We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.
You have a choice of either UK & Europe cover or Worldwide cover.
We offer short term cover for a one-off trip or an annual cover for multiple trips.
Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.
The cover includes damage to the tyres, windscreen, all auto glass, undercarriage, misfuelling and towing costs of the rental vehicle.
Include up to 4 close family members who live with you permanently, they will benefit from the same level of cover when renting a car (only applies to Annual Cover)
Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.
Choose the Worldwide+ cover to include $50,000 increased excess reimbursement cover in USA and Canada
We include up to £300 of cover for your personal possessions stolen from your rental vehicle
1. AT THE CAR HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”
2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS
3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.
4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.
5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.
6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.
7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.
8. COMPLETE OUR CLAIMS FORM AND SUBMIT
We’ll email you your documents within seconds, and that’s it, you’re all set for your trip
With 100 years of experience, American International Group, Inc is a leading global insurance organisation serving customers in 80+ countries. American International Group UK Ltd is a member of the AIG group.
Our brand has a strong reputation. We listen to our customers feedback and constantly work on improving service.