Easy to use and looks like great value for money compared to standing at a desk and paying what they have to offer for protection against the consequences of a pure accident
Reviewed by Rick 23rd October 2025
East to purchase cover and prompt confirmation received.
Reviewed by Gordon Mowatt 23rd October 2025
Easy to use and great value
Reviewed by John 23rd October 2025
Excellent policy
Reviewed Anonymous 23rd October 2025
Easy and straightforward. I always ensure I am covered when renting a car abroad.
Reviewed by Gordon B 23rd October 2025
Very easy to get cover
Reviewed by Tracy S 22nd October 2025
Easy to navigate
Reviewed Anonymous 22nd October 2025
Very easy to find required policy. Good value. Only took a few minutes. Well designed website.
Reviewed by John Tory 22nd October 2025
Great value & so easy to purchase
Reviewed Anonymous 21st October 2025
Easy to understand and although we haven’t used it yet, we hope the cover is good. Providing we have no trouble with the car hire companies abroad then I will recommend it to others.
Easy setup. Peace of mind
Reviewed by David Southwell 20th October 2025
Very easy to understand and use
Reviewed by Mary Stobie 20th October 2025
Very clear instructions and process. Price also very reasonable compared to that charged by hire companies.
Reviewed Anonymous 20th October 2025
The website was fairly straightforward to use and the cost of the insurance was very reasonable
*Based upon the average cost of a single trip policy for a 14 day hire period compared with the average non-promotional online price of excess waivers charged by leading hire companies for hiring a compact family car for a period of 14 days commencing on 10 May 2022 to be collected from Madrid Airport. Prices accurate as at 25th March 2022. Representative price saving only, actual prices and savings may vary. Policy covers excess payments only and it is not a full motor insurance policy.
We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.
You have a choice of either UK & Europe cover or Worldwide cover.
We offer short term cover for a one-off trip or an annual cover for multiple trips.
Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.
The cover includes damage to the tyres, windscreen, all auto glass, undercarriage, misfuelling and towing costs of the rental vehicle.
Include up to 4 close family members who live with you permanently, they will benefit from the same level of cover when renting a car (only applies to Annual Cover)
Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.
Choose the Worldwide+ cover to include $50,000 increased excess reimbursement cover in USA and Canada
We include up to £300 of cover for your personal possessions stolen from your rental vehicle
1. AT THE CAR HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”
2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS
3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.
4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.
5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.
6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.
7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.
8. COMPLETE OUR CLAIMS FORM AND SUBMIT
We’ll email you your documents within seconds, and that’s it, you’re all set for your trip
With 100 years of experience, American International Group, Inc is a leading global insurance organisation serving customers in 80+ countries. American International Group UK Ltd is a member of the AIG group.
Our brand has a strong reputation. We listen to our customers feedback and constantly work on improving service.