ReduceMyExcess was recommended to me. Have found it easy to arrange and is competitively priced.
Reviewed by Karen Hendry 10th November 2025
Very easy to navigate. Found what I was looking for and was able to complete my purchase without incident.
Reviewed Anonymous 9th November 2025
Good service, easy to buy online and good value
Website is quick and easy to use, Gives me piece of mind when hiring a car without the rental company high prices for their cover.
Reviewed by Keith Cunningham 9th November 2025
Straightforward and useful product
Easy to use, nicely laid out.
Peace of mind for a much cheaper price than the car hire companies own super damage wavers. Highly recommended.
Reviewed by Richard Knight 8th November 2025
Very easy to navigate and complete my details. I have used ReducemyExcess previously and think they are very good value.
Reviewed Anonymous 8th November 2025
Easy to purchase, cheaper than the hire car companies. Didn't have to use it, so couldn't comment what that is like
Easy to set up, sorted in minutes.
Reviewed by Scott 7th November 2025
Easy to use, good value, great coverage.
Reviewed by Richard 6th November 2025
The process of purchasing the excess insurance cover was very simple & very reasonably priced too.
Reviewed by Brendan 5th November 2025
Easy process with straightforward navigation. Will continue to use in future.
Reviewed by Nick Edwards 5th November 2025
easy sign up process and clear information
Reviewed Anonymous 4th November 2025
*Based upon the average cost of a single trip policy for a 14 day hire period compared with the average non-promotional online price of excess waivers charged by leading hire companies for hiring a compact family car for a period of 14 days commencing on 10 May 2022 to be collected from Madrid Airport. Prices accurate as at 25th March 2022. Representative price saving only, actual prices and savings may vary. Policy covers excess payments only and it is not a full motor insurance policy.
We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.
You have a choice of either UK & Europe cover or Worldwide cover.
We offer short term cover for a one-off trip or an annual cover for multiple trips.
Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.
The cover includes damage to the tyres, windscreen, all auto glass, undercarriage, misfuelling and towing costs of the rental vehicle.
Include up to 4 close family members who live with you permanently, they will benefit from the same level of cover when renting a car (only applies to Annual Cover)
Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.
Choose the Worldwide+ cover to include $50,000 increased excess reimbursement cover in USA and Canada
We include up to £300 of cover for your personal possessions stolen from your rental vehicle
1. AT THE CAR HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”
2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS
3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.
4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.
5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.
6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.
7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.
8. COMPLETE OUR CLAIMS FORM AND SUBMIT
We’ll email you your documents within seconds, and that’s it, you’re all set for your trip
With 100 years of experience, American International Group, Inc is a leading global insurance organisation serving customers in 80+ countries. American International Group UK Ltd is a member of the AIG group.
Our brand has a strong reputation. We listen to our customers feedback and constantly work on improving service.