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Eversure Car Hire Excess Insurance

Please Note: You may make more than one claim under any section of this policy, but in total we will not pay more than the amounts shown under each section for any single claim, or in total for multiple separate claims during any one period of insurance.

About Our Cover As Selected: United Kingdom, Europe and Worldwide
Sum Insured Notes
Section 1: Excess Reimbursement £7,000 Maximum limit includes towing costs and adminstration charges
Increased Excess Reimbursement Cover in USA and Canada US $50,000 Optional Cover Section - upgrades Section 1 maximum limit
Towing Costs £1,000
Administration Charges £7,000
Section 2: Personal Possessions £300 Maximum £75 per item
Section 3: Personal Accident £10,000 Maximum limit including sub-sections
Loss of Limb £5,000
Loss of Sight £5,000
Permanent Total disablement £10,000
Death £10,000
Section 4: Lockout & Key Cover £500 Maximum £100 for Locksmith Charges
Section 5: Misfueling £500
Section 6: Curtailment of Rental £300 Maximum £30 per day
Section 7: Drop Off Charges £300
Section 8: Road Rage & Car Jacking £1,000

Cover Information

Our Car Hire Excess Insurance is underwritten by Catlin Insurance Company (UK) Ltd.

We will pay up to £7,000 for any physical loss or damage to the rental vehicle for which you are responsible for under the terms of your car rental agreement. If you have purchased worldwide cover with our Increased Excess Reimbursement Cover in USA and Canada, we will pay up to USD $50,000.

This section includes loss or damage to windscreens and any auto glass, roof, tyres and the under body, fire, theft, vandalism, towing costs and loss of use of the rental vehicle.

Period of Insurance

Cover will take effect from the time you (the Insured Person) take legal control of the rental vehicle and will cease at the time the rental agency assumes control of the rental vehicle whether at its business location or elsewhere. Cover shall be subject to a maximum period of 180 days in respect of any one single trip car rental agreement, or up to 62 days per trip/rental under the annual option.

Geographical Limits

United Kingdom

The United Kingdom (England, Scotland, Wales, Northern Ireland)

Europe

Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland and the United Kingdom. We also include the Azores, the Canary Islands, the Channel Islands and the Isle of Man, Islands in the Mediterranean and Madeira.

Worldwide

Any country not already included in the definition of the United Kingdom or Europe.

USA and Canada

The continental United States, Alaska, Hawaii, Puerto Rico, Guam, the Virgin Islands of the United States, and Canada.

Exclusions:

We will not pay for:

  • Trips in, to or through Afghanistan, Belarus, Burma, Congo, Crimea/Ukraine, Iran, Iraq, Ivory Coast, Liberia, North Korea,Myanmar, Sudan and Zimbabwe.
  • Any claim relating to travel to any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region. (A list of these countries can be seen ontheir website www.fco.gov.uk).

Download our Policy Wording
Download our Terms of Business